woman thinking about addiction treatment cost as she adds money to a piggy bank

Addiction Treatment Cost

91.5% of Americans had health insurance in 2018 for various medical needs. However, some insurers are up to their old tricks, making even more profits by denying basic care for people who suffer from substance use disorders and addiction. High deductibles and no out-of-network benefits are becoming the norm with many plans. Contracted or “in-network”…

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Manage expectations about insurance coverage

The attached article by Deni Carise articulates a continuing and growing problem in the health insurance market, inadequate coverage for substance use and mental disorders. Its nothing short of “bait and switch.” They clearly say the coverage is there, but when the claim is submitted, they switch the conversation to “medical necessity, pre-certification, day limits, managed…